How You Can Benefit from a Financial Plan

pixabay free image - road 5If you don’t have a personal financial plan, you’re not alone. According to the Employee Benefit Research Institute, a non-profit group, only about 40% of workers know how much they need to save for retirement and the investment market turmoil in the last few years has not affected that number much either. Why bother with creating a financial plan? After all, it’s easier to just keep doing what you’re doing. Continue reading

Legal Documents Every College Student Needs

unsplash - college studentIf you are about to send a child off to college or to a gap-year program, you’re probably busy with last-minute shopping, packing and worrying about roommates. Here’s one more thing you should do as you prepare for the big separation: Ask this young adult to sign a durable power of attorney, a health care proxy and medical information releases. Continue reading