How to Decide if You Should Pay off Mortgage or Invest

unsplash-home2.jpgOwning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list. But competing with the desire to own your home free and clear is your need to invest for retirement, your child’s college education, or some other goal. Putting extra cash toward one of these goals may mean sacrificing another. So how do you choose? Continue reading

Maintaining Your Financial Records: What Should Stay & What Should Go

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An important part of managing your personal finances is keeping your financial records organized. Whether it’s a utility bill to show proof of residency or a Social Security card for wage reporting purposes, there may be times when you need to locate a financial record or document–and you’ll need to locate it relatively quickly.

By taking the time to clear out and organize your financial records, you’ll be able to find what you need exactly when you need it.

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