College is an exciting time, but it’s also an expensive undertaking. According to collegescholarships.org the average accumulated student loan debt is between $26,000 and $100,000.
It’s important that parents prepare their college freshmen for their money choices, just like they would prepare them for other life decisions. Before they head off to school, make sure your college student knows these tips that will allow them to enjoy the college experience at the lowest possible cost. Continue reading
After a divorce, you can claim retirement benefits based on your own earnings record (if you have been employed and have accumulated enough credits over the years), or you can claim benefits based on your ex-spouse’s earnings record (whether or not you ever worked), provided that certain requirements are met.
It takes some work to determine the ideal amount to be held in a cash reserve. This amount should reflect several important aspects of your current personal and financial situation–aspects that must be considered simultaneously and many of which are difficult to quantify.