Due to the coronavirus pandemic, the due date for filing federal income tax returns and making tax payments has been postponed by the IRS from Wednesday, April 15, 2020, to Wednesday, July 15, 2020. Continue reading
Author Archives: Kuderer Financial, LLC
How to Survive a Financial Crisis
This current crisis is changing every aspect of our lives right now. Many of us feel off center, uncomfortable and anxious. We are out of our normal routines and must learn new skills to deal with new challenges.
Historical Trends in the Market
The longest bull market in history lasted almost 11 years before coronavirus fears and the realities of a seriously disrupted U.S. economy brought it to an end.
If you are losing sleep over volatility driven by a cascade of disheartening news, it may help to remember that the stock market is historically cyclical. Continue reading
What to Consider When Planning Retirement
If you’re a decade or so away from retirement, you’ve probably spent at least some time thinking about this major life change. How will you manage the transition? Continue reading
Preparing Your Finances for Parenthood
So you’re about to become a parent. Congratulations! Parenthood may be one of the most rewarding experiences you’ll ever have. As you prepare for life with your baby, here are a few things you should think about. Continue reading
How To Be Socially Responsible Investor
Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn’t mean you have to forgo pursuing a return on your money. Socially responsible investing may allow you to further both your own economic interests and a greater good, in whatever way you define that term. Continue reading
Should You Have a Roth 401(k)?
Employers can offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you’re lucky enough to work for an employer who offers this option, Roth contributions could play an important role in maximizing your retirement income.
What to Know When Setting 2020 Financial Goals
Setting goals is a very important part of life in general and in financial planning in particular. Before you actually invest your money, you should spend some time considering and setting your personal financial goals. Continue reading
How the New SECURE Act will Affect Your Retirement Planning
The $1.4 trillion spending package enacted on December 20, 2019, included the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which had overwhelmingly passed the House of Representatives in the spring of 2019, but then subsequently stalled in the Senate. The SECURE Act represents the most sweeping set of changes to retirement legislation in more than a decade. Continue reading
IRA and Retirement Plan Limits for 2020
Income limits, tax deductible amounts and retirement funding limits are typically adjusted each year. Find out what changes are in store for 2020 retirement plan contributions.
