Social Security: Not Just For Retirement

unsplash-family2Approximately 66 million people today receive some form of Social Security benefits, including retirement, disability, survivor, and family benefits. (Source: Fast Facts & Figures About Social Security, 2017) Although most people receiving Social Security are retired, you and your family members may be eligible for benefits at any age, depending on your circumstances. Continue reading

How Divorce Effects Your Social Security Benefits

unsplash-mountian viewAfter a divorce, you can claim retirement benefits based on your own earnings record (if you have been employed and have accumulated enough credits over the years), or you can claim benefits based on your ex-spouse’s earnings record (whether or not you ever worked), provided that certain requirements are met.

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Social Security Elections: How To Choose?

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As you plan for your retirement, you are faced with many choices. One choice that many don’t give enough attention is when to begin Social Security payments, claiming them as soon as they are eligible at age 62. However, the age you choose to claim Social Security can not only affect your benefits but can impact your family as well. Continue reading